Health Insurance in Oregon

One of the most important investments you can make is in your health whether you are in Washington, Oregon, California, Arizona, Nevada or beyond. With Northwestern Insurance Group LLC in Portland, OR , you have the right to choose the level of medical insurance coverage that best suits your individual needs and budget.

What Health Insurance Covers

Health insurance covers a variety of medical expenses, including doctor's visits, hospitalizations, prescription medication, and preventive care. Coverage levels vary by policy type and provider, so it's important to read your plan details carefully before choosing a policy to ensure you're getting the coverage you need. Covered services may include office visits for preventative care like annual checkups or vaccinations; hospitalization for surgery or other major medical procedures; emergency room visits; laboratory tests; diagnostic imaging tests; physical therapy or occupational therapy services; maternity and newborn care; mental health services such as counseling or psychotherapy sessions; and prescription medications.

Types of Health Insurance

We offer several types of health insurance plans, so there’s something for everyone’s needs. Options include traditional indemnity plans that allow members to visit any doctor without needing a referral from their primary care physician (PCP) and managed-care plans (PPO/HMO) that require members to select a PCP who will coordinate their medical care.

There are also high-deductible plans with lower premiums but higher deductibles, which may be suitable for those who don’t anticipate using much healthcare in the near future. And finally, there are short-term plans designed to cover individuals until they are able to enroll in a longer-term policy such as an employer group plan or Medicare.

No matter what type of medical insurance coverage you need, Northwestern Insurance Group LLC in Portland, OR has something for everyone. With decades of experience providing quality healthcare options throughout Washington, Oregon, California, Arizona, Nevada, and beyond, We make finding medical coverage easy and convenient. Contact us today to learn more about our health insurance options.